Robin Wood, President and Mortgage Broker at The Wise Lending Company
Robin Wood, President and Mortgage Broker
The Wise Lending Company
Phone: (916) 770-0449
Email: [email protected]
NMLS# 1432166
Company NMLS# 2762326
At Wise Lending Company, we pride ourselves on treating every client with honesty and integrity. Equal Housing Opportunity. https://www.nmlsconsumeraccess.org/
LOAN PROGRAMS
The most popular home financing option in America. Flexible terms, competitive rates, and the traditional mortgage solution trusted by millions of borrowers.
Conventional loans are traditional mortgages not backed by government agencies like FHA, VA, or USDA. They offer the most flexibility and are ideal for borrowers with good credit and stable income. As the backbone of American home financing, they represent over 75% of all mortgage originations.
Traditional financing with flexible terms and competitive rates.
Conventional loans offer flexibility with competitive requirements for qualified borrowers.
Lower DTI ratios typically qualify for better interest rates and terms.
Understanding loan limits helps determine which conventional loan type fits your purchase price and property type.
Understanding PMI helps you make informed decisions about down payments and monthly costs.
Get answers to common questions about conventional loans
Explore your conventional loan options and find the perfect financing solution for your home.