Robin Wood, President and Mortgage Broker at The Wise Lending Company
Robin Wood, President and Mortgage Broker
The Wise Lending Company
Phone: (916) 770-0449
Email: [email protected]
NMLS# 1432166
Company NMLS# 2762326
At Wise Lending Company, we pride ourselves on treating every client with honesty and integrity. Equal Housing Opportunity. https://www.nmlsconsumeraccess.org/
LOAN PROGRAMS
Achieve your dream of homeownership with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, making them perfect for first-time homebuyers.
Insured by the Federal Housing Administration (FHA), these loans offer more flexible qualification requirements, including lower down payments and credit score minimums compared to conventional loans. FHA loans are designed to make homeownership more accessible, especially for first-time homebuyers.
Get personalized FHA loan options with no impact to your credit score.
FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people.
*Subject to AUS Approval
Down payment can come entirely from gift funds from family members.
FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type.
See how FHA loans compare to conventional mortgages and why they might be the perfect choice for your homebuying journey.
Get answers to the most common questions about FHA loans
Let us help you navigate the FHA loan process and find the perfect home financing solution.